Iran Deposits

Provider Rate
Sina Bank 1 Year Fixed Term Deposit

The interest rate is applicable for a 1 year term maturity. To open an account requires a national ID card.

1 year
Jun 2018


  • Q: How much the future price of this currency I think too much risk to invest in this currency

    Reply Raed from Manama, Bahrain
    • R: All investments are risky and always the best diversification work for investments in deposits, stocks and gold ... For Iran I have a deposit from 2014 and the deposit has been increased in 2016 and 2017 and with the decline of the transaction now on 4/2018, the deposit is still earning 18% The reason is to re-invest all profits from 2014 and plan to invest 20% capital increase after Ramadan

      Reply ammar
  • Q: Hi, I would like to know more of how to open an account with you where you would get the 15% rate and how to do this when I am Danish living in Denmark. I have just been informed by my fiancĂ© of this way of increasing my savings by putting money into your bank. Is it legal and how to get it started. He did mention it might needs to stay fixed in your bank for 5 years, but the interests could either get transferred into my Danish account or stay and make a bigger income for later. Hope you find time to get back to me soon Greetings from the nordic Denmark Helena

    Reply Helena from Copenhagen, Denmark
  • Q: hi, do you have a branch in london that gives the same interest rate? and im not iranian, can i open an account in your branch in london (if you have one)? thanks

    Reply Arij from Southampton, United Kingdom
  • Q: Hi jast want to know if i deposit $100.000 dollar how much I get a month thank you

    Reply Zaid from Australia
    • R: Hi there if i deposit $100.000 dollar Australian how much I will get a month thank you

      Reply zaid
    • R: I'm not an Iranian citizen but i'm investing my money in iran by transferring my money to there currency (Rial) investing since 2 years around one million and a half dollar monthly they deposit $25,127 in my account (twenty five thousand and hundred twenty seven dollar i'm calculating when the interest was 20% before it comes to 15% i have my ATM card from Melli bank and i can withdraw the interest monthly from my country i have no problem at all with Irani banks. And because i deposited that amount they opened a saving account for me which they give me 15% same as the Fixed deposit but i have to keep 20 million toman which equals to $5.5 million and the amount of the interest deposit credit in the same saving account.

      Reply SAAD
      • R: hi brother saad i want to ask you how to withdraw from melli bank if you are in iraq which branch thanks

        Reply zaid
      • R: I have a friend that works in bank of melli me and him like to no how your gating this hi u.s. dollar interest rates from the bank so we can do it friends name is azime and he transfer the money from main branch to the smaller branches for melli bank. So lat me no which branch you open an account.

        Reply Mohammad mehrashen
    • R: there is no bank to accept australian dollers but you can convert your money to iranian rial in iran and deposit it to every other bank. they all give you a profit with a rate of 15% in a year(interest rates reduced again in iran). its equal (your profit's equal) will be something about AUS$10540 in every year. and it is fit and garanteed. the rate of inflaction currently isn't high so your profite gained won't lose much of its value. but i have heard in a amount of 150.000US$ RAKBANK in united arab emirate will give a good rate of interest...but you can cheeck with calling them.

      Reply elias
    • R: The interest rates for dollars are different there are much lower... not all the banks will do those accounts... if the government over there gets in trouble I needs dollare they will tack the dollare from the accounts and replace them with iran money with out you even knowing you no wane you go to the bank..they did it 4 years ago....

      Reply Mohammad
      • R: Mohammad, stop lying...I have a dollar account for over 10 years at bank Melli and they never converted my dollars to toman, that's a lie. You are trying to scare people into not investing in Iran. NO BANK, I mean NO government bank in Iran has ever defaulted unlike other countries(USA) who live off high debt have defaulted or only guaranteed 250k. Everything in Iran is cash owned, no mortgages so you will never see a bubble blow up. Although now they are trying to entice loans for auto purchase but only Iranian cars. They are charging 16% or above for these loans. In Iran, you can make a killing, it's the only country which practices true capitalism without any government involvement. If you have money, you can make so much more.

        Reply reza
        • R: Hey Reza, I recently decided to use my savings and invest it in some way/start a business etc. I'm am very eager to explore the Iranian market. You seem like you have a good head on your shoulders and I like your insight. Would you be willing to have a chat about this privately? Please let me know and thanks in advance for your time!

          Reply Juni
        • R: Two years ago I lived there for about four years... I don't know what country your talking about but from what I've seen over there I didn't lie.. The interest that the banks give over there is excellent I lived off of it for about four years.. Now one thing with your story that is wrong the bank you're talking about does not accept US dollars as deposits from people. Only handful of banks accept dollars.. and you know why because I have to give dollars back. So before you start calling everyone a lawyer first do your homework.

          Reply Mohammad
  • Q: I am Indian citizen. Can I open saving account or by FDs???

    Reply v from United States
  • Q: Are foreigners allowed to invest in this country?

    Reply Desigan from South Africa
    • R: yes brother you are allowed in mashhad city do not go to tehran they dont allow and now the interest rate is 15%

      Reply zaid
    • R: yeas you can

      Reply ammar
    • R: No, only Iranian citizens are allowed to open an Iranian bank account. Cheers!

      Reply Reza
  • Q: Dear Sir, I am interested to open a savings account as a british resident would it be possible for me to do so.

    Reply Brian from Basildon, United Kingdom
    • R: i am from ksa citizens and i have saving AC in bmi bank in iran so u can open to but u need to visit iran to open it

      Reply ammar
  • Q: Can I open bank accounts in Kuwait And I need information I need someone speak Arabic and phone number

    Reply Salem from Kuwait
    • R: Yes you can open an account in Iran i'm a Kuwaiti citizen and i have deposit in Iran and receiving my interest every month and you can withdraw your interest from Kuwait no need to go or travel to Iran you can use your ATN card of the Irani bank to check you balance or withdraw

      Reply SAED
    • R: no u can not open account from Kuwait in Iran you need to visit Iran to open one, most Iranian banks in Mashhad city have one employee speak Arabic

      Reply ammar
      • R: Only Iranian citizens can open a bank account, I was just there in November and your need a Iranian ID card, Iranian Passport and Iranian birth certificate. Sorry people from other nations. I love the banks in Iran, very bias.....I go there once a year and enjoy spending my yearly interest on anything. Cheers!

        Reply Reza
        • R: Hi mate Im an australian citizin whta the best way to open savings account in iran ? Thank you

          Reply ahmed
          • R: No only Iranians can open a bank account in Iran lots of people from other countries open accounts and they get interest.

            Reply Bassam
            • R: you get 14-15% on Iranian currency and how about for foreign currency like Thai baht or USD account and is there any problem taking your money out of the country after one year or so ? thank you

              Reply ZIA